Memorial Insurance
Protect your loved one's memorial with STONEGUARD — specialist headstone insurance arranged exclusively through Bridge Insurance Brokers. Murray Memorials can arrange cover on your behalf.
Specialist Cover
STONEGUARD: Specialist Memorial Insurance
We at Murray Memorials act locally for Bridge Insurance. We provide the information of the memorial stone and produce a Certificate of Insurance. When you have been developing specialist insurance policies for over 25 years, it becomes second nature to be the expert in that field.
About Bridge Insurance Brokers
Bridge Insurance Brokers Ltd was established in 1970 and is rated as one of the leading independent brokers in the UK. Having an enviable reputation for technical expertise, service excellence and integrity, they are committed to professional standards and are authorised and regulated by the Financial Services Authority, firm reference number 308815.
This can be verified on the FCA register at www.fca.org.uk/register.
Claims
Making a Claim
In the unfortunate event of a claim, the STONEGUARD team are here to help. To speak to someone about making a new claim or an existing claim, please call the freephone number below.
What's Covered
Summary of Cover
The information below is only a summary of the cover provided. For full terms and conditions please refer to the policy document.
- Cover arranged exclusively by Bridge Insurance Brokers Ltd, underwritten by Royal & Sun Alliance Insurance plc.
- Five-year period of cover for "All Risks" of loss or damage to your memorial headstone, up to the full replacement cost.
- Public liability cover for injury to members of the public, up to a limit of £2,000,000.
- Cover is available for memorial headstones in cemeteries and churchyards within the UK only.
Significant Exclusions
The insurance does not cover depreciation, wear and tear, the action of light, atmospheric conditions or other gradually operating causes, or any process of cleaning, repair, restoration and re-siting other than such costs involved following insured damage. The policy also contains exclusions relating to terrorism, nuclear risks, sonic bangs, and war. Liability cover excludes injury to the insured and certain family members. For full details please refer to pages 9 and 10 of the STONEGUARD policy.
Pricing
Five-Year Premium Table
Premiums are for a five-year period and include Insurance Premium Tax at 6% (set by the Government and subject to alteration). Premiums may be subject to periodic review by insurers.
If you require assistance, please call our freephone helpline 0500 820 420.
Arrange Cover Through Murray Memorials
We can arrange STONEGUARD insurance on your behalf when you order your memorial. Get in touch with your nearest showroom to find out more.
Contact Us